# Summary of Occident Motorhome Insurance Coverage and Race Road assistance.. **Main guarantees:** Third party liability up to €50 million, own damage to vehicle covered with €900 excess, theft and fire included, glass breakage included no excess, legal defense €1,000 per claim, roadside assistance, driver personal accident coverage €15,000 death/disability, unlimited medical costs, optional equipment coverage up to €10,000, emergency repairs €200 per claim **All excesses:** Own vehicle damage €900, other damages 7% of claim amount, personal injury €0, glass breakage €0 included **Main exclusions:** Intentional damage by policyholder/driver, driving under influence of alcohol/drugs, driving without valid license or owner permission, war/terrorism/armed conflicts, nuclear risks, racing/competitions, damage from transported cargo, extraordinary weather phenomena, mechanical breakdowns due to wear/poor maintenance, driving with unsafe vehicle not meeting technical safety requirements, persons without owner authorization. **Important note on rental:** The policy mentions "rental vehicles" and "authorized drivers." Rental is covered if the driver has the owner's permission, is 30 years old or older, has a minimum of 5 years' driving experience, and proper contractual agreements are in place.

If the vehicle is immobilised following a breakdown or an incident, you will be covered by the assistance provided by the owner. A dedicated number will allow you to contact the assistance company and will inform you about the treatment steps.

When you pay on Yescapa, the vehicle owner's remuneration is kept in a single and secure wallet until the day after you leave on rental. So, no unpleasant surprises, the owner welcomes you on the day of departure to prepare your first steps with his vehicle. A few days later, the remuneration arrives in the owner's bank account.

If you are unable to start your rental due to a vehicle breakdown or for reasons related to the owner, our team will offer you other vehicles that meet your travel criteria, or you will be fully reimbursed.